The SecureBASE™ solution does the intricate computations for you and produces detailed breakout reports that support each of the calculations.

Bottom line: SecureBASE™ delivers accuracy and reduces your exposure and risk.

Loan Pool Review – Portfolio Services: SecureBASE XML and Portfolio batch solutions produce detailed analytics on thousands of loans an hour. Whether it’s to determine insurable interest, land vs. structure value analysis, market values, cost approach validation, credit scoring or other risk metrics, SecureBASE is a one of a kind stand alone or integrated solution that provides analytics on loans in a portfolio in just hours.

Appraisal Review – Appraisal Validation Tools: The Appraisal review solution is an individual or batch validation tool for both chief and review appraisers. Quickly perform individual or bulk validations on the cost approach, market value and insurable interest with other supporting detailed analytics via the Web or XML. The Bluebook’s Appraisal Review solution was developed to assist in the rapid identification of possible problem appraisals one or thousands at a time. In today’s market, an easy to use and complete appraisal review tools is essential.

Loan Servicing – Underinsurance Portfolio Validation: The SecureBASE Portfolio Validation tools examine loan portfolios against risks of underinsurance. With 59% of homes in the United States being underinsured by at least 25% or more and replacement cost policies limiting payouts with significant exclusions, this tool has proved as an efficient and reliable due diligence “check” on the sufficiency of the dwelling coverage necessary to meet the loan requirements and to allow for sufficiency of transfer of risk to a third party.

Loan Origination - Insurable Interest Validation: SecureBASE Insurable Interest Reports provide Lenders with the due-diligence tools necessary to validate that borrowers obtain sufficient hazard insurance to replace a home in the event of loss. This ensures that Lenders meet their fiduciary obligations to its investors by confirming that the collateral is protected in accordance with underwriting guidelines. The SecureBASE on-demand reports are highly accessible via the web for simple validation or can be integrated via XML for bulk portfolio analysis.

Forced Placed Insurance: Easily calculate accurate structure replacement costs using the SecureBASE Forced Place Insurance solution. With over 1.1 million foreclosures projected this year and 7-10 million problem files on the horizon, SecureBASE is a tool that can quickly validate and maintain the proper structure replacement cost insurance necessary to protect your risk the event of a total loss.

Appraisal – Cost Approach to Value: The SecureBASE Appraiser Assisted Residential Cost Analysis (AARCA) report provides the appraiser an uncomplicated, web-based solution that generates highly accurate cost approach calculations and Insurable Interest Reports supported by detailed cost analytics. The SecureBASE Cost Approach to Value reports uses Bluebook’s residential cost database and nationally recognized depreciation tables to provide an in depth view of the property using current, neighborhood-based pricing. Used by thousands of appraisers across the country, and endorsed by NAIFA, eAppraiseIT, ACI, it is a must have solution for USPAP instructors across the nation.

Input the address and zip code to receive detailed property information and replacement cost details. Manual overrides on the system allow you the flexibility to supplement data in cases where additional information on a property is available. Use SecureBASE™ to determine the replacement cost on a single property or on an entire portfolio of policies (for example, a portfolio of renewals) - the choice is yours.

SecureBASE™ provides a replacement cost and appraisal validation for a residence within minutes. Also included is current market valuation, detailed property information and building characteristics, and a host of neighborhood and other property information. It integrates data regarding physical attributes that provide our clients a detailed profile of each property and a truer insight into the collateral risk.

Whether you access SecureBASE™ via the Internet or via your own business system, we've built in security safeguards to protect the sensitivity of the information and stop unauthorized viewing or access of the data.