article

You Really Should Inventory Your Personal Property

By Bluehammer Admin

A home inventory is a smart way to safeguard your valuables, saving money and time.

What is a home inventory?

A home inventory is a list you make of your personal property found in and around your house. Each item you add includes photographs, model numbers, descriptions, purchase price and other detailed information.

Using your home inventory for insurance needs

The number one reason for having a home inventory is for insurance purposes and being prepared for a covered disaster. Having a home inventory report of your personal property speeds up the claim process saving you time and money. Knowing how much personal property you have is also key when shopping for homeowners insurance, helping ensure you pay for just the right coverage.

Using your home inventory for reference

Another use for your home inventory is for reference. For instance, say you are in the home improvement store and remember you need a new refrigerator water filter but don't know the model number of your refrigerator. Being able to see the model number of your refrigerator from your home inventory on your phone saves you another trip to the store or the possibility of buying the wrong filter.

How to use bluehammer's home inventory tool

Using bluehammer's home inventory tool is easy can be accessed from any connected device from computer to smart phone.

  • Sign up for bluehammer if you haven't alreadySigning up and claiming your home is free
  • Click on the Home Inventory toolThis will take you to the main page of your home inventory tool
  • Start in one roomStarting in one room, add items by choosing the category in the home inventory tool that they fall under. Click the + Add button next to that category and fill out the information for that item. Click save and then take or add any photos of that item on the next screen. Click save when you are finished. Repeat the process until you have documented all your personal property in that room.

Searching your home inventory

To search for an item, click the "search all items" button. To search within a category, click the magnifying glass for that category. This will bring up a screen where you can start typing the name, category or area to start filtering your results. Click on the item in the list of results to see it's details.

Running a home inventory report

If you want to run a report of your home inventory items, go to the My Home Reports tool and click on the Home Inventory Report. You get options such as viewing a summary or detailed view, viewing the photos and if you want the items sorted by area or category. You can also run your Homeowners Insurance Report which will display your home inventory total as well as other numbers to help you compare to your current homeowners insurance coverage.

Categories in the bluehammer home inventory tool

The categories in the home Inventory tool help you get an idea of the type of personal property you should be keeping a safe record on.

  • Applianceskitchen, laundry, water heater, heating and cooling
  • Clothingsuits, dresses, shoes, wedding, accessories
  • Electronicstv's, computers, receivers, tablets, phones, gaming
  • Furnituredining tables, sofas, beds, pianos, entertainment centers
  • Jewelry & Collectiblesrings, watches, art, memorabillia
  • Toolspower tools, lawn mowers, chainsaws
  • Othereverything else

Want to estimate your home improvement costs before talking with a contractor? Claim your home for free with bluehammer to estimate costs, secure your home inventory and learn more about your home.

* THIS REPORT IS AN OPINION THAT MAY BE INACCURATE AND IS PROVIDED SOLELY AS AN INFORMATIONAL TOOL NOT DESIGNED TO PROVIDE DEFINITIVE ANSWERS. ALL ELEMENTS ARE OFFERED "AS IS" AND BLUEBOOK EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, REPRESENTATIONS, AND GUARANTEES OF ANY NATURE, EXPRESS, IMPLIED OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABLITILY, NONINFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL BLUEBOOK (OR THEIR SUPPLIERS) BE LIABLE FOR ANY GENERAL, DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, THOSE RESULTING FROM USE OF THE PRODUCT, INCLUDING : (1) RELIANCE ON THE MATERIALS PRESENTED, (2) COSTS OF REPLACEMENT GOODS, (3) LOSS OF USE, DATA OR PROFITS, (4) DELAYS OR BUSINESS INTERRUPTIONS, (5) AND ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION) WHETHER OR NOT BLUEBOOK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Know what you should pay for your home improvement projects with bluehammer.Claim your home. It's free!

Popular


Condo Renovations: Making The Most Of Your Space

In real estate, nothing ever stays the same. In Toronto, the types of condo buyers are constantly changing, says real estate agent Cynthia Goodchild of Royal LePage Real Estate Services, Johnston and Daniel Division.

10 Spring Cleaning Tricks For Everyone

Lazy cleaning is all about minimizing the effort. But, minimal effort doesn't have to mean you live like a slob - it just means you need to know some cool tricks tools that will help do the work for you, or at least make it less painful.

Is Your Furnace Affecting Your Indoor Air Quality?

The push to make our houses as energy-efficient as possible has, in some cases, led to unintended consequences. Because modern houses are less drafty due to tighter-fitting windows, doors and weather stripping, pollutants that were vented in the past are trapped inside. Most of the pollutants are relatively harmless, but some can be dangerous, and they all contribute to what some people call "sick house syndrome."

Exterminating Pests: A Guide to Family-Friendly IPM Pest Warfare

Your home is a safe haven for your family, a harbor from the rough waters of life, an abode full of treasured memories and love. But sometimes it can become a home for uninvited guests of the six-legged variety. When this occurs, it's time to take action. Addressing and preventing pest infestations keeps your family healthy and staves off potential damages to your home. Here are the steps necessary to take before and after noticing signs of pests in your home.

Clever Ways To Create More Storage In Your Kitchen

Who doesn't need more storage in the kitchen? You may not have a massive space with dozens of cabinets and yards of countertops, but that doesn't mean you don't have the space you need to store all your stuff. Use a few of these clever tricks and you might be surprised how much extra room you can create.

Five Easy Ways To Remake Your Fireplace

It's chilly out there! You've probably got your heat cranked up and the fireplace on. And, chances are you're staring at that fireplace and thinking of all the things you'd like to change.

Maintaining Your Hot Water Heater

Water heaters generally have a lifespan of 8-12 years, but as with anything, the better care you take of it, the longer it will last. There are several easy "set it and forget it" tips that you can use with your water heater, like keeping the thermostat at 120 degrees, and always maintain two feet of clearance around the appliance. You can also conserve money on your gas bill by setting your heater to its "vacation" setting when leaving town. This will keep the pilot light going without heating the water.

Replacing Your Washing Machine

With moving parts, water and dirt, washing machines perform some tough work.

New Tech All Homes Will Have By 2020

New technologies are constantly emerging, rendering others obsolete every day. Many of these technologies eventually enter into our homes after being used in businesses or other capacities throughout the world first. Once they show themselves to be useful, people incorporate them into their everyday lives. Here are some technologies that every home will have by 2020.

A Guide to Home Insulation Materials

Insulation is one of those building products that you never see, because it is usually covered up by something else. But if you don't have enough, or if it is installed incorrectly, you're wasting energy and paying more for heating and cooling than is necessary.

See More Articles